Baccarat

• All suits (spades, hearts, clubs and diamonds) have equal rank.
• The game is played using a single deck of 52 cards with no jokers.
• The cards are shuffled at the start of every game.
• The game rules and payouts are identical in both the real-money and play-money versions.
• All 10-score cards, or scores which total 10, are counted as zero. For example, if a seven and a six were dealt, totaling 13, 10 points would be deducted, making the total three.

• To select the chip denomination you wish to bet, click on any of the available chips at the edge of the table.
• Place your bet by clicking on the desired betting area. To increase your bet, continue to click on the betting area. To remove a bet, right-click on the chips within the betting area.
• Once you have placed your bets, click the 'Deal' button to begin the hand.
• Initially, four cards are dealt: two to the player and two to the banker. A third card may be drawn to each of the two hands, depending on the totals of these hands. The full rules can be found in the Drawing Rules section below.
• After all the cards have been drawn, the result is announced and the bets are paid or taken accordingly.
• To play again at the same bet level, click on 'Deal' to start a new hand.
• To alter your bet level or clear your bets, click on 'Clear'. You can then begin placing your bets again.
• Your game balance shows the amount of funds you have left available for the game. See below for more details on rebuy.
• The default bet for the next game is the same as the amount of your previous bet. You can choose to increase or decrease your bet as you wish.  
• If your game balance falls below the value of the last bet placed, the system will prompt you to either choose a lower bet level or click on the 'Rebuy' button to add more funds to the table from your Party Account.
• Click on the 'Rules' button in the bottom left-hand corner of the game screen to view the game rules.
• Click on the 'Gamelogs' button to view the logs of the games you have played.
• Click on 'Version' to view the current version number of the game.
• Click on 'Rebuy' to buy more credits into the game balance from your Party Account.
• To exit the game, click on 'Exit Game'.

• Once your bet has been placed and the 'Deal' button has been clicked, four cards will be drawn in the following order: player, banker, player and banker.
• According to the drawing rules laid out below, a further card is drawn to the player's hand and/or the banker's hand, giving a maximum number of six cards that can be drawn.
• The winning hand is the hand which achieves a score closest to nine.
• All 10-point cards (except aces) are equal to zero. Aces count as one and the remaining cards are worth their face value.
• When the total points of the player's or the dealer's cards add up to a point value more than 10, then 10 is deducted from that number to get a point value equal to or less than nine. For example, if a seven and a six were dealt, totaling 13, 10 points would be deducted, making the total three.
• If a hand scores eight or nine with the first two cards, it is considered a natural winner and will win automatically unless it is beaten by a higher natural winner.
• If there is a tie, bets on the banker or player are returned.
• All other totals for the initial two cards are decided in accordance with the drawing rules laid out below.
• All winning bets on the player's hand are paid at odds of even money.
• All winning bets on the banker's hand are paid at even money less 5% commission (or 'vigorish').
• All winning bets on the tie bet are paid at odds of 8:1.

The drawing rules are broken down into two parts: the rules concerning the player's hand and the rules concerning the banker's hand. These are based on the first two cards.

The Paytable lists the prizes for winning hands.